Margaret A. Ralston, age 91 of Lafayette Hill formerly of Jenkintown,Flourtown and Glenside, died Wednesday (9/18) in the Mather House at the Hill of Whitemarsh. She was a retired Vice President for her family owned Insurance Agency- R &M Insurance Co.founded by her late husband and herself. Mrs. Ralston was born in Phila., PA, the daughter of the late Harley and the late Mae Louisa Downs.She was the wife of the late Robert J. Ralston Sr. who died in 2003. Mrs. Ralston was a graduate of Germantown High School and the Pierce Business School. Mrs. Ralston was a former member of the First Presbyterian Church of Flourtown. For many years she enjoyed traveling with her late husband throughout the country and for years they owned homes in Ocean City Md. and Deerfield Beach Florida. She is survived by one daughter: Deborah Lukens of Lafayette Hill, PA one son: Robert J. Ralston Jr. of Warminster, PA Grandchildren-Lauren , Jodi and Kimberly. . Funeral Services were held privately Burial was in the George Washington Memorial Park Memorial donations may be made to your local S.P.C.A. or The Disabled American Veterans , po box, 14301, Cincinatti OH 45250.